El ahorro familiar cae al 4,4 %


La tasa de ahorro de los hogares e instituciones sin ánimo de lucro alcanzó el tercer trimestre de 2014 el 4,4 % de su renta disponible, es este el nivel más bajo en un tercer trimestre desde el año 2007, según los datos publicados por el Instituto Nacional de Estadística (INE).

Tal y como publica 20minutos.es y según las Cuentas Trimestrales no Financieras de los Sectores Institucionales, esta tasa es 1,8 puntos más baja que la registrada un año antes, cuando se situó en el 6,2 %.

Habría que remontarse al tercer trimestre de 2007 para encontrar una tasa de ahorro más baja, entonces fue del 4,3 %. En 2008, en el mismo período, el ahorro familiar llegó al 7,6 % de la renta; y casi se duplicó un año más tarde hasta alcanzar el 13,5 %. En el tercer trimestre de 2010, el ahorro familiar cayó al 5,7% y subió casi tres puntos en el mismo periodo de 2011, al 8,6 %. En el tercer trimestre de 2012 fue del 7,5%; del 6,2% hace un año y del 4,4 % de julio a septiembre del pasado año.

Además y según los datos del INE, en el tercer trimestre de 2014 el gasto en consumo final de los hogares e instituciones sin fines de lucro se estimó en 154.375 millones de euros, un 2,6 % más que en mismo período de 2013.

Es por ello que los hogares, junto con las instituciones sin ánimo de lucro, dispusieron de una renta bruta superior a su gasto en consumo, pero en menor cuantía que en el tercer trimestre de 2013. De esta forma, el ahorro bruto se cifró en 7.131 millones de euros, frente a los 9.879 millones del mismo trimestre del año anterior.

Según el INE, las cuantías pagadas por hogares y sociedades no financieras en concepto de impuestos sobre la renta y el patrimonio crecieron un 2,1 %, y las cotizaciones sociales el 1,7 %. Además, el volumen neto de prestaciones percibido por los hogares se redujo el 1,6% y el de otras transferencias corrientes bajó el 19,4 %.

Fuente: 20minutos.es

Plural: 8 Comentarios Añadir valoración

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